Roof Damage Insurance Documentation
Photograph visible roof damage from a safe place. Record the date, affected rooms, weather conditions and any temporary measures. Keep receipts, contractor estimates and correspondence together.
Separate observed damage from a contractor’s proposed scope. Ask for dated inspection photos and an itemized estimate that explains materials, decking allowances and repairs.
Policy terms, deductibles, exclusions and claim deadlines differ. Ask your insurer about your policy. A contractor or directory cannot promise coverage or approval.